Are you an experienced data analyst with credit risk and analytical skills.

Our client a dynamic and creative company in the Financial Services arena is looking for you.

Key Performance Areas – Acquisition and Limit Management Responsibilities

• Review credit results and recommend changes to ensure they are in line with business risk expectations.
• Actively review and change credit strategy.
• Monitor and implement credit scoring.
• Statistical modeling and SQL data extraction.
• Ensure the compliance of credit legislations are met.
• Review and recommend updates to the risk strategy for both new and existing business.
• Prepare and present a detailed monthly report on the status of the credit portfolio.
• Work closely with the credit operations teams to ensure that the best results are obtained.
• Be responsible for various forecast models that show the various impacts of strategic credit decisions
• Mentor junior team members and ensure that they have a career plan.
• Be able to lead and assist in credit related analysis.

Key Performance Areas – Fraud Responsibilities

• Review fraud reports and recommend changes to ensure the levels of fraud is contained.
• Actively review and change fraud strategy.
• Monitor and implement fraud scoring.
• Statistical modeling and SQL data extraction.
• Ensure the compliance of credit legislations are met.
• Review and recommend updates to the fraud strategy for both new and existing business.
• Work closely with the fraud operations teams to ensure that the best results are obtained.
• Be responsible for monitoring fraud systems and ensure controls are in place.
• Mentor junior team members and ensure that they have a career plan
• Be able to lead and assist in fraud related analysis

Key Performance Areas – Collections

• Review collection results and recommend changes to ensure they are in line business risk expectations.
• Statistical modeling and SQL data extraction.
• Ensure the compliance of credit legislations are met.
• Review and recommend updates to risk strategy for both early and late stage collections portfolios.
• Monitor and review external debt collection performance.
• Prepare and present a detailed monthly report on the status of the credit portfolio.
• Work closely with the collections operational team to ensure that the best yields are obtained.
• Responsible for the sale of uncollectable debt.
• Be responsible for the legal forecast intake and recovery models.
• Responsible for the provision model.

Experience & Skills required

• A minimum of 5-7 years’ experience in Credit Risk
• A minimum of 3 years analytics experience in acquisitions and lending
• A numerate degree e.g. BCom, B Bus Sci, B Eng, BSc
• Advanced computer literacy skills with a high proficiency in MS Excel & SQL
• The ability to integrate and interpret numerical and statistical information
• Microsoft Power BI advantageous